Ballerine

Excited to share that 2C2P, Southeast Asia’s leading payments platform, is now partnering with Ballerine. Together we are accelerating merchant onboarding time at 2C2P by replacing manual checks with instant analysis of each merchant’s full digital footprint and always-on monitoring. Instead of just scoring data, Ballerine's AI underwriters actively investigate the open web the way an expert would, at the speed of a machine. With our agentic AI underwriters, 2C2P now gets a complete view of every merchant website, reviews, social presence, compliance warnings and potential transaction laundering signals in a single workflow that reduces manual effort, allowing the 2C2P team to focus on exceptional cases that require greater scrutiny. Very proud to support such an amazing company and team, helping them scale across the region more efficiently while lowering operational costs, reducing friction for merchants, and improving the merchant onboarding experience.

Our own Robert Ellenhorn, Risk Expert at Ballerine, will be speaking on Association of Payment Professionals panel - “AI Tools and Knowing Your Merchants” on December 2. Robbie is part of Ballerine’s AI research team and has been leading key initiatives on using AI to automate underwriting and detect transaction laundering at scale. If you’re interested in real-world examples, what actually works in production, and a few war stories from the trenches, this is a session worth joining. Great to see his expertise recognized alongside other industry leaders. Registration link is in the first comment.

Our quarterly hackathon 🌴 💻 Every quarter, our team heads out to nature for four days to disconnect from the day-to-day and focus on deep work. No meetings, no Slack chaos - just building, refining and pushing our existing products further. This time we doubled down on three of our products: 🤖 Client-customizable AI agents Making it even easier for clients to configure AI agents that imitate real underwriting and monitoring tasks – from running test transactions and checking payment methods to working with paywalled business registries and other data sources. 🕵️ Even deeper transaction-laundering analysis Enhancing how we compare expected behaviour on a merchant’s website with actual transaction patterns, so suspicious gaps and anomalies surface faster and with clearer explanations. 🏪 Offline & POS merchant analysis Improving how we assess the legitimacy and risk of businesses with little or no online presence, using richer context and smarter signals so “offline” merchants get the same level of scrutiny and confidence. Beyond the product work, the most important part was the context-sharing - personal and professional. These four days always reset us as a team. We come back more aligned, more open with each other, and even more energized about our mission: making financial crime prevention effective, scalable, and simple. If you’d like to see how these capabilities work in practice or try them on your portfolio, just send us a message, they’re already ready to use. We’ll keep sharing insights and learnings from this 4-day process over the next few weeks.

Serving specialized hemp merchants? Here’s what you need to know. A major federal rule change is coming. Starting November 12, 2026, any consumable hemp product with more than 0.4mg total THC per container becomes federally illegal. All THC isomers are included. The impact is big: most gummies, vapes, beverages, and topicals your merchants sell today won’t meet the new threshold. What to do now: - Review your portfolio and flag hemp derived THC sellers - Update underwriting criteria to match the new limits - Recheck contracts for solid change of law language - Watch for FDA cannabinoid lists coming soon - Give merchants an early heads up so they can shift products - Model potential attrition to understand exposure Don’t wait: you’ve got time to prepare, de risk, and guide merchants through the transition. Another option is to run those merchants through your Ballerine portal. It’s automatically updated with the recent regulations and will flag prohibited products fast, with zero lift from your team. Want to learn more? DM us.

Today at Mastercard’s Innovation Arena (Singapore), our CEO Noam Izhaki shared how agentic AI is changing what software can do, and how Ballerine applies it to KYB and Merchant Risk Intelligence. Key takeaways + From automation to agency. Modern systems choose tools, fetch data, and bring a human into the loop when needed. We can design them like employees with a clear job to do. + Train teams to think "agentically". Companies that treat AI as a button will fall behind. Teach people to brief, supervise, and measure AI agents like they do teammates. + Human in the loop by design. Agents handle the repetitive work and escalate only the judgment calls. This lifts speed and accountability. + Personalized and interconnected. Agents will talk to other agents. Each client gets agents tuned to their policies, data sources, and risk appetite. + What this unlocks for KYB and Merchant Intelligence. Faster evidence gathering, consistent MCC and risk classification, and transparent audit trails. Minutes instead of days, with fewer blind spots and false positives. Why it matters: Agentic AI turns fragmented tools into an operating system for risk. For acquirers, PSPs, and banks, that means more accurate underwriting, stronger monitoring, and a way to scale compliance without scaling headcount. Grateful to the participants Matthew Driver Fernn Lim (audax), Jeroen van Son (RedOwl), Aayush Singhania (Tazapay) and our amazing hosts Ankoor Desai, Pedro Ricarte and Starth Path team!

Excited to support this fantastic gathering of payments professionals year after year. It’s one of the few events where you can truly feel the community.

Our next stop is... Singapore FinTech Festival 2025! We’ll be there to share how Ballerine ’s agentic AI helps banks and fintechs scale risk operations with confidence - increasing efficiency, reducing false positives, and strengthening oversight. If you’re attending #SFF2025, join us for some exciting activities we’ve planned - let’s connect.

We’re excited to join the Mastercard Innovation Arena for a thought-provoking day dedicated to accelerating growth in payments, alongside great founders and partners from audax, Tazapay, RedOwl, and Hyperlayer. We’ll be sharing how we help financial institutions move fast without losing control as they manage risk in the AI era. Registration link in the first comment. If you’re in Singapore next week, we are organizing range of activities - let’s connect.

Big month at Ballerine ! But what really gets us excited? The amazing new talent joining the mission. Say hi to Amir and Itay 👋 Amir Oppenheim Nevo, our new Full-Stack Developer, brings the kind of engineering muscle that turns complexity into clarity. At Connecteam, he built event-driven workflows and data pipelines that scaled across millions of users - experience that will now help us power the next generation of merchant-risk intelligence at Ballerine . Itay Segal, joining as an AI Data Engineer, is a rare mix of researcher and builder. From his time at IBM Research, where he focused on LLM evaluation and synthetic data generation, he brings the precision and creativity needed to push our AI Agents even further. With Amir and Itay on board, our product gets smarter, faster, and even more explainable. 💜 🩰

Heading to Money20/20 USA in Vegas. We’ll be sharing how agentic, explainable AI is changing merchant risk - so underwriters can move fast and trust the decision. If you’re rethinking onboarding or monitoring merchants, let’s connect. Ballerine Noam Izhaki Emmanuel Millerioux #Money2020USA