Andrew Lokenauth

Andrew Lokenauth Andrew Lokenauth is an influencer

I write TheFinanceNewsletter.com, trusted by 100,000+ professionals➖ Follow to get smarter with your career, finances & life ➖ 20yrs in finance, trusted by 3 million+ followers.

Tampa, Florida, United States
310K followers 500+ connections

About

👋 Follow for daily tips on careers, money, and personal growth.

💥 Join 100,000+ readers at TheFinanceNewsletter.com — a weekly newsletter that helps you get smarter with your money, career, and life.

Hi, I'm Andrew Lokenauth. I talk about money in plain English, and over 3 million people follow my posts across social media.

My insights have been featured in The Wall Street Journal, Forbes, CNBC, Fortune, Business Insider, Yahoo Finance, and more.

I bring 15+ years of experience across Wall Street, banking, and tech, with roles at Goldman Sachs, Citibank, and JPMorgan, plus a degree in finance. I use that background to break down investing and personal finance so you can make smarter decisions with your money.

I’m also an advisor and angel investor to several startups and small businesses. I help founders scale their companies, their teams, and themselves. I also own and operate several cash-flowing businesses inside my personal HoldCo.

As a speaker, I focus on careers, leadership, and finance. My goal is always the same: deliver a clear, engaging talk that leaves people motivated and ready to act.

I’m a finance writer, long-term investor, and event-driven swing trader. I write TheFinanceNewsletter.com for 100,000+ subscribers, sharing simple, practical ideas to grow your money, career, and life. You can read past issues at TheFinanceNewsletter.com.

You can find me as @FluentInFinance on all major social platforms.

I’m on a mission to make financial education easy to understand and act on. Clear and actionable.

I’d love to connect and see how we can work together. Reach me at WeCanPartnerTogether@gmail.com.

Services

Activity

Experience

  • TheFinanceNewsletter.com Graphic

    Founder & CEO

    TheFinanceNewsletter.com

    - Present 1 year

    Greater Tampa Bay Area

    TheFinanceNewsletter.com reaches 100,000+ subscribers every week.

    Fluent in Finance is a fast-growing financial media and education company. Through our website, blog, newsletter, and 3M+ social followers, we reach millions of people each day and generate over 500 million impressions each month.

    Our insights and advice are featured in The Wall Street Journal, Forbes, CNBC, TIME, Fortune, Inc., Business Insider, CBS, NBC, FOX, Nasdaq, and more.

    Our mission is simple: help…

    TheFinanceNewsletter.com reaches 100,000+ subscribers every week.

    Fluent in Finance is a fast-growing financial media and education company. Through our website, blog, newsletter, and 3M+ social followers, we reach millions of people each day and generate over 500 million impressions each month.

    Our insights and advice are featured in The Wall Street Journal, Forbes, CNBC, TIME, Fortune, Inc., Business Insider, CBS, NBC, FOX, Nasdaq, and more.

    Our mission is simple: help millions get smarter with money by making financial education clear, practical, and easy to understand. We break down complex topics—investing, markets, the economy, and personal finance—into content people can actually use to build wealth and make better decisions.

    Fluent in Finance is led by founder Andrew Lokenauth, who has 15+ years of experience across Wall Street and tech, including roles at Goldman Sachs, Citi, and JPMorgan. He holds a degree in finance.

    Our community includes 6–7 figure earners, investors, business owners, decision-makers at major companies, and everyday people who want to grow their money and improve their financial lives.

    Beyond publishing, we partner with brands and businesses on digital marketing and content strategy. We help create custom campaigns, social media content, and copy that boost visibility, engagement, and trust with a high-value finance audience.

    We help our partners create and distribute content, reach new audiences, increase brand awareness, spark conversations, drive sales, and grow their business.

    You can find us at @FluentInFinance on all major social platforms.

    You can reach me at WeCanPartnerTogether@gmail.com.

    Join us in our mission to make financial education easy to understand and act on. Clear and actionable.

  • Fractional CFO Solutions Graphic

    Fractional CFO (Chief Financial Officer)

    Fractional CFO Solutions

    - Present 1 year

    Tampa, Florida, United States

    A finance and accounting advisory firm that helps high-growth startups and tech companies scale. Clients doing $1–5M in revenue and on track to hit 8 figures rely on us for budgeting, forecasting, cash flow, FP&A, reporting, and investor support. Partner with founders on capital raises, M&A, and planning so they can streamline operations, unlock growth, and focus on building the business. Based in downtown Tampa, FL.

  • Signature Bank Graphic

    SVP, Head of Crypto/ Blockchain Operations

    Signature Bank

    - 2 years

    Led end-to-end blockchain operations, including financial reporting, FP&A, security, tech systems, and DevOps, while working with compliance to meet all key regulations. Managed product, engineering, compliance, and operations teams to build core blockchain tools.

  • Cover Genius Graphic

    Director, Head of U.S. Finance/ Accounting/ FP&A

    Cover Genius

    - 2 years

    New York City Metropolitan Area

    Joined Cover Genius as the first finance hire in the Americas and built the finance function to support fast U.S. growth. Turned complex numbers into clear insights for leaders and owned monthly reporting, budgets, investor decks, fundraising support, and M&A modeling. Worked with regulators, insurers, and partners, added crypto payment options, and built revenue models and systems that helped the company scale in the U.S. market.

  • Amalgamated Bank Graphic

    SVP, Head of Financial Reporting & Accounting Policy (interim Controller)

    Amalgamated Bank

    - 2 years

    Greater New York City Area

    Served as SVP and Head of Financial Reporting at Amalgamated Bank during its IPO and the acquisition of New Resource Bank. Led SEC and regulatory reporting, built the bank’s first 10-K, and rolled out WDesk to cut the close by several days. Prepared earnings releases, investor decks, and Board reports and broke down KPIs, loan and deposit trends, EPS, NIM, and capital ratios so executive team could make clear decisions on growth, capital, and risk.

  • Signature Bank Graphic

    Vice President, Head of FP&A

    Signature Bank

    - 2 years

    New York

    Served as Vice President focused on performance, reporting, and automation. Built revenue models and dashboards, and used SQL, Python, and R to automate finance work and track key metrics for executives. Led the rollout of Signet, our blockchain payments platform, including crypto reporting, accounting, and compliance, so leadership had clear data to make decisions.

  • J.P. Morgan Asset Management Graphic

    Associate- Global Wealth Management

    J.P. Morgan Asset Management

    - 2 years

    New York City Metropolitan Area

    Supported banking, credit, treasury, and operations as an Associate. Built financial models and what-if forecasts to test new products, new markets, and M&A deals, and to project revenue, costs, and profit. Turned detailed data and trends into clear, forward-looking insights leaders used to make smarter growth decisions.

  • The Excel Experts Graphic

    CEO & Co-Founder

    The Excel Experts

    - 2 years

    New York, United States

    Built and sold a workflow automation company for a 7-figure exit. Designed custom spreadsheet and VBA tools plus hands-on Microsoft Office training that streamlined operations, cut manual work, and helped clients scale, boost productivity, and grow sales across dozens of locations.

  • AIG Graphic

    Manager - Investment Ops

    AIG

    - 2 years

    Greater New York City Area

    Led investment operations team and owned end-to-end investment analysis and execution. Reviewed portfolio, benchmarks, and market data to spot growth opportunities and gave senior leaders clear, data-backed recommendations on capital allocation and strategy to improve performance.

  • Goldman Sachs Graphic

    Finance Ops

    Goldman Sachs

    - 4 years

    Greater New York City Area

    Built financial models, projections, and valuations for investments, mergers and acquisitions, and spending plans. Analyzed financial statements, trends, and key metrics and turned them into clear insights for stakeholders.

  • Citi Graphic

    Finance

    Citi

    - 2 years

    New York, New York, United States

    Built financial models and forecasts for investment plans, acquisitions, and business moves. Broke down financial statements, market trends, and performance into insights for senior leaders.

Education

  • Pace University Graphic

    Pace University

    Bachelors of Business Administration Degree (BBA) Finance and Economics

    Activities and Societies: Beta Alpha Psi, Economics Society, Pace Leaders, The Pace Press, Omicron Delta Epsilon, International Economics Honors Society

  • MIT Professional Education Graphic

    MIT Professional Education

    -

    Certificate: Blockchain Technologies: Business Innovation and Application

    Gained a foundational overview and deeper understanding of of how blockchain technology and cryptocurrency works, its long-term implications for business, and its relationship with other emerging technologies such as AI and IoT.

  • NYU School of Professional Studies Graphic

    NYU School of Professional Studies

    NYU School of Professional Studies

    •Excel: Advanced Tools & Techniques Certificate:
    Learned skills to become an Excel power user and increase efficiency and expertise. Increased knowledge by understanding advanced functions, creating Macros, and utilizing VBA. Expertise in analyzing, manipulating, summarizing, and presenting big data/ large data sets.

    •Advanced Financial Statement Analysis Certificate:
    Gained a comprehensive understanding of financial statements and their uses in finance. Expertise in creation…

    •Excel: Advanced Tools & Techniques Certificate:
    Learned skills to become an Excel power user and increase efficiency and expertise. Increased knowledge by understanding advanced functions, creating Macros, and utilizing VBA. Expertise in analyzing, manipulating, summarizing, and presenting big data/ large data sets.

    •Advanced Financial Statement Analysis Certificate:
    Gained a comprehensive understanding of financial statements and their uses in finance. Expertise in creation, preparation, reviewing/ auditing, and efficiency/ automation.

Licenses & Certifications

Volunteer Experience

  • Certified Income Tax Preparer

    VITA (Volunteer Income Tax Assistance Program, with the IRS)

    Social Services

    • Prepared Federal and State income tax returns
    • Assisted customers with all needs, ensuring outstanding service, by answering and addressing all questions and concerns
    • Performed tax research; learned tax laws, rules, and changes from IRS publications, articles, and newsletters
    • Interacted with IRS, state authorities, and clients regarding tax matters; assisted with notices and document requests from IRS

Skills

Projects

  • Accounting Research Paper on FAS 157 (ASC 820)

    -

    I wrote an Accounting Research paper on FAS 157 (ASC 820) Not Being Utilized Correctly When Valuating Auction Rate Securities.

  • Student Managed Investment Portfolio

    -

    Assisted in managing a portfolio of over $250,000.00.

    Other creators

Honors & Awards

  • Lubin Leaders and Scholars Program

    Pace University

Test Scores

  • GMAT Exam

    Score: 760/800

    Scored in the top 99% on the GMAT Exam (Graduate Management Admission Test). Scores available upon request.

Languages

  • English

    Native or bilingual proficiency

  • Spanish

    Elementary proficiency

  • VBA

    Limited working proficiency

  • SQL

    Elementary proficiency

Organizations

  • Hedge Fund Club

    Member

    - Present

    Simulated experience of working at a money management firm. The club runs a paper trading account, and members submit investment write ups

  • Omicron Delta Epsilon

    Member

    International Economics Honors Society

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