Insurance Underwriter

We’re building a high-caliber panel of Insurance Subject Matter Experts (SMEs) to help evaluate and train AI models used across core insurance workflows.

You’ll be working on cutting-edge AI projects that touch underwriting, claims, pricing, product design, and risk assessment for leading global clients.

🏢 Ideal Background – Where You’ve Worked

We are especially interested in professionals who have worked at top insurance carriers, such as:

• UnitedHealth Group
• CVS Health / Aetna
• Elevance Health
• Centene
• The Cigna Group
• Progressive
• Allstate
• Travelers
• MetLife
• Prudential Financial

(Experience at similar large carriers or insurance groups is also welcome.)

🧠 What You’ll Do (Key Responsibilities)

As an Insurance SME, you will:

• Evaluate AI-generated reasoning for:
• Underwriting decisions
• Claims assessment and adjudication
• Risk evaluation and pricing logic
• Policy terms, endorsements, and exclusions
• Annotate and review datasets related to:
• Policy review and approval workflows
• Risk scoring and segmentation
• Product development and pricing strategies
• Compliance and regulatory checks
• Validate AI outputs across:
• P&C, Health, Life, and Specialty lines
• Claims triage, fraud flags, loss estimation, and coverage decisions
• Provide structured feedback to improve:
• Model safety and robustness
• Domain accuracy and consistency
• Real-world applicability in insurance operations

🎓 Required Qualifications

• Bachelor’s or Master’s degree in Insurance, Risk Management, Business, Finance, Actuarial Science, or a related field.
• 7+ years of experience in one or more of the following:
• Underwriting (P&C, Health, Life, Specialty)
• Claims processing / claims operations
• Product development & pricing
• Actuarial/risk analysis
• Insurance operations or policy administration
• Strong understanding of core insurance KPIs, such as:
• Loss ratios, combined ratios
• Premiums, reserves, exposures
• Frequency & severity trends
• Policy lifecycle and retention metrics
• Experience working with platforms such as Guidewire, Duck Creek, Applied Epic, Salesforce, or similar insurance systems is a plus.
• Location: Remote (must be legally eligible to work from your current country; US-based strongly preferred for this phase)

📩 How to Apply:

If you’re interested, please send an email to anmolika.saxena@truelancer.com

with:

1. Your Latest Resume – highlighting underwriting, claims, risk, or product/pricing experience.
2. Your Expected Hourly Rate (USD)
3. Your Weekly Availability (approx. hours/week)

Subject line suggestion:

Application – Insurance SME (AI Training & Evaluation)