Non-QM Underwriter

Senior Non-QM Underwriter

Quick Facts:

• We have several Clients actively looking for Non-QM Underwriters, as well as additional Clients that plan to add to their teams in the New Year. Qualified applicants will be considered for any/all roles that may be a fit.
• The ideal candidates have 5+ years of Underwriting experience, specifically in the Non-QM space, including Bank Statement, DSCR, Fix-and-Flip, and more
• The compensation for these roles are Client dependent, but generally will range from $80k/yr and up with some offering per-file / volume bonuses
• Please follow our team on LinkedIn at www.linkedin.com/company/pezian-search-group and view our current list of openings at www.pezian.careers

Overview:

The Senior Non-QM Underwriter is responsible for underwriting Non-QM/Non-Agency mortgage loans and for performing credit analysis to ensure compliance with both corporate and secondary market investor standards. The ideal candidate has a strong background in Non-QM Underwriting, and is able to work on loans across multiple states/time zones.

Duties/Responsibilities:

• Manually underwrite Non-QM/ Non-Agency correspondent, wholesale (broker) and retail loans and ensure that loans meet product and property guidelines, established loan policies, credit limits and regulatory requirements
• Analyze borrowers credit file, collateral, and capacity and ensure creditworthiness
• Conduct thorough risk assessments and identify potential issues or red flags, and issue loan decisions to business partners with a sense of urgency
• Clear conditions and affirm data integrity on all submissions, and escalate any concerns to Loan Officer and TPO
• Achieve established production goals as assigned by leadership
• Act as the subject matter expert in non-QM loans for organizations internal sales team and third-party originators
• Maintain documentation of each loan file within the organizations loan operations system
• Stay up to date with all guideline changes, updates and enhancements

Background / Experience:

• 4+ years of experience working in Non-QM/Non-Agency Loans as an Underwriter or equivalent with experience with P&L, Bank Statement, DSCR and 1099 programs
• Wholesale / Non-Delegated Correspondent experience
• FHA/VA Underwriting experience a strong plus
• Ability to work independently, with a high attention to detail and effective problem-solving / multi-tasking skills
• Excellent written and oral communication skills to both customers and internal stakeholders, with a strong focus on providing a great overall experience
• Experience/Familiarity with Ocrolus is a plus, but not required

If you or someone you may know is interested in this opportunity, please apply directly through this posting and a member of our team will reach out to you to discuss further.

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Pezian Search Group is an equal opportunity employer.