Perfios CEO on India's evolving lending landscape at #GFF2025 | Perfios posted on the topic | LinkedIn

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At #GFF2025, Perfios CEO Sabyasachi Goswami spoke with Ankur Mishra from ET NOW about India’s evolving lending landscape from policy-led stability and inclusivity to the steady demand driving fintech innovation. He further noted how financial inclusivity has evolved to bridge geographical barriers and bring marginalized communities into the formal credit fold. With financial institutions across India and 18+ countries, Perfios continues to power smarter lending, stronger monitoring, and sustainable growth. As demand stays strong across key product lines especially in unsecured and secured lending, the focus remains on scaling innovation with trust and intelligence at the core. Watch the full ET NOW feature in the attached video! #Perfios #GFF2025 #ETNow #AIforBFSI #FintechIndia #FinancialInnovation #Leadership

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Transcript

In any kind of financial ecosystem. I think if you are working in a financial ecosystem, you will always see. Upside and downside. It's a time, it's a phase, it will go over. I think every four years we see our lending cycle. It was there around but I think India has done well. It is coming out of it through the help of policymakers and the regulators interventions. The right steps have been taken and I think we have emerged strong as a financial. Backbone of the country from whether a small financial institutions like NBFC's or a large public sector or a private sector bank, everybody are coming back launching many new products. To include. Be be. Lower strata which is in the Far East or far north or far South from a financial inclusion agenda. So overall I see very positive wise and sentiments in the financial industry. You are a B2B company and from that I want to understand that the numbers which has been disclosed by many of the banks have been quite encouraging. We have heard the commentary that on ground demand has increased. How is your response from the clients per se? Are you getting more orders? See, fortunately, we work with almost all the financial institutions in the country and across 18 other geographies. What we are seeing is. That in certain products demands are I I think at a constant level it has not gone down, but it has not increased drastically. Which is largely on the unsecured product side, but if you see a lot of products like if you see the last quarter. I have seen secured products for any bank. For the times for the longest times. Has done much better than the unsecured products. That means there is a shift or a pattern change in terms of the demand.

Amit Gupta, graphic

1mo

👍

BBS Moni, graphic

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Always a pleasure listening to Sabya.👍

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