View organization page for Ripple

445,799 followers

Is your capital sitting idle? Jack McDonald, SVP Stablecoins at Ripple, says it doesn't have to. In the latest Crypto In One Minute, Jack explores two core ways stablecoins can generate yield: ✅ Direct Yield: Interest-bearing assets. ✅ Secondary Utility: Collateralizing for DeFi & AMM liquidity. With stablecoins, the transition from digital dollars to yield engines is here, delivering greater efficiency and utility onchain. ⏱️

This is the way, we as depositors, gain interest for the use of our funds. Banks now lend our deposits and pay us nothing. After all, it's our hard earned money.

The era of skepticism is over—Wall Street has fully embraced the blockchain revolution, integrating cryptocurrencies, stablecoins, and tokenized assets into the core of modern finance. Major financial institutions are no longer on the sidelines but actively building infrastructure to bridge traditional finance with the digital economy. ▪️ JPMorgan expands JPM Coin to the Canton Network, enabling institutional-grade tokenized cash for faster, secure settlements. ▪️ Morgan Stanley files for Bitcoin and Solana ETFs, opening crypto access to millions of wealth management clients. ▪️ Barclays invests in Ubyx, a stablecoin clearing platform, signaling traditional finance’s endorsement of digital dollar rails. ▪️ Bank of America approves spot Bitcoin ETF recommendations, reflecting growing institutional confidence in digital assets. ▪️ The GENIUS Act establishes federal stablecoin regulations, requiring 1:1 reserves in cash or short-term Treasuries, while allowing crypto exchanges to offer yield-like rewards. ▪️ Tokenized money market funds and deposit tokens emerge, blurring the lines between CeFi and DeFi while challenging traditional banking models.

Like
Reply

QuantZen™’s view: stablecoins may evolve into yield engines, but without quantum-safe signing and custody, that onchain efficiency remains fundamentally exposed to future cryptographic risk.

Like
Reply

Idle capital is optional now. Stablecoins are evolving from digital cash to on-chain yield engines earning via interest-bearing assets and DeFi utility. The efficiency shift is already here.

Like
Reply

Pulsechain

  • No alternative text description for this image
Like
Reply
See more comments

To view or add a comment, sign in

Explore content categories