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Holiday shopping is evolving fast and the trends might surprise you. 🎁 Visa polled consumers in 12 countries to reveal what’s shaping this year’s buying behaviors. Swipe to discover the most eye‑opening findings. →

The shift in consumer behavior is becoming more visible every year. What stands out here is not a single trend but the combination of them. Gen Z moving easily between digital wallets and cards, the openness to receiving crypto as a gift, the rise of cross border shopping and the continued focus on security all point to a more global and more digital spending mindset. It is interesting to see how these preferences converge. Convenience and trust now sit side by side and the companies that can deliver both will shape the next chapter of payments.

Holiday shopping isn’t just shifting online; it’s shifting toward intelligent decision-making. When nearly half of U.S. shoppers use AI to guide purchases, the brands that win aren’t the ones with the loudest promotions they’re the ones whose content architecture is optimized for trust, clarity, and relevance in AI-assisted journeys. When product information, reviews, and brand storytelling are structured in ways AI can interpret and resurface, conversion rates rise because the consumer’s path to confidence shortens. The real advantage now belongs to the companies treating content as structured data, not seasonal noise.

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