84% of U.S. Consumers Would Switch Banks if Linked to Financial Crime, ThetaRay Report Finds
The ThetaRay U.S. Banking and Fintech Trust Report 2025 reveals compliance is now a frontline asset — directly tied to loyalty, reputation, and growth. 87% of consumers would also warn family and friends, making weak AML controls a direct customer risk.
Why this matters: Compliance isn’t back-office anymore. It’s a trust trigger that determines whether customers stay, leave, or advocate for your brand. Read the full report here.
Terror Groups Exploit Charities and Micro-Donations, FinCEN Warns
FinCEN flagged that ISIS and affiliates are funneling funds through charities and virtual assets, often via micro-donations too small for traditional AML thresholds. Recent sanctions against NGOs like Addameer and Samidoun show this is a live and growing threat.
Why this matters: Rule-based safeguards are being gamed. Terror financing now hides in the very channels designed for humanitarian relief. AI-driven detection is emerging as the only defense fast enough to protect both financial integrity and charitable trust. Read the full analysis in The AI Journal .
European Banking Authority (EBA) Sanctions Guidelines Demand Senior Leadership Accountability
By December 30, 2025, financial institutions must embed sanctions compliance into internal controls,, from annual screening reviews to independent testing and crypto transfers. Responsibility won’t stop at compliance teams; it extends to executives and boards.
Why this matters: Regulators now demand proof your controls work in practice, across business lines, jurisdictions, and tech stacks. Read more on the compliance questions FIs should be asking.
Upcoming Webinar: Scaling Transaction Monitoring Without Bottlenecks
On September 2, 2025, Adam Stuart (ThetaRay) & Phil Share (Spayce) will share how fintechs can optimize operations, stay audit-ready, and meet regulatory scrutiny—without the cost of a full system overhaul.
Why this matters: Regulators expect efficiency and resilience at scale. Learn how to build both into your monitoring framework. Register here